:root{--navy:#0c2d48;--glacier:#0369a1;--ice:#0ea5e9;--ice-light:#7dd3fc;--ice-bg:#e0f2fe;--snow:#f1f5f9;--text:#0f172a;--muted:#475569;--line:#e2e8f0;--danger:#b91c1c;--radius:14px;color:var(--text);-webkit-font-smoothing:antialiased;font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Helvetica Neue,Arial,sans-serif;line-height:1.6}*{box-sizing:border-box}body{background:#fff;margin:0}img{max-width:100%;height:auto}a{color:var(--glacier)}h1,h2,h3{color:var(--navy);letter-spacing:-.02em;margin:0 0 .6em;line-height:1.2}h1{font-size:clamp(2.2rem,5vw,3.6rem)}h2{font-size:clamp(1.6rem,3.2vw,2.3rem)}h3{font-size:1.1rem}p{margin:0 0 1em}.wrap{max-width:1120px;margin:0 auto;padding:0 20px}.section{padding:80px 0;scroll-margin-top:70px}.section.alt{background:var(--snow)}.lead{color:var(--muted);max-width:640px;font-size:1.15rem}.center{text-align:center}.center .lead{margin-left:auto;margin-right:auto}.btn{background:var(--glacier);color:#fff;cursor:pointer;border:0;border-radius:10px;padding:14px 22px;font-size:1rem;font-weight:600;text-decoration:none;display:inline-block}.btn:hover{background:var(--navy)}.btn-ghost{color:var(--glacier);box-shadow:inset 0 0 0 1.5px var(--glacier);background:0 0}.btn-ghost:hover{background:var(--ice-bg);color:var(--navy)}.btn-small{padding:9px 14px;font-size:.9rem}.top{z-index:10;backdrop-filter:blur(6px);border-bottom:1px solid var(--line);background:#fffffff2;position:sticky;top:0}.top-in{align-items:center;gap:24px;height:68px;display:flex}.brand img{width:auto;height:30px;display:block}.nav{gap:22px;margin-left:12px;display:flex}.nav a,.login,.lang{color:var(--muted);font-size:.95rem;text-decoration:none}.nav a:hover,.login:hover,.lang:hover{color:var(--navy)}.top-actions{align-items:center;gap:16px;margin-left:auto;display:flex}.lang{font-size:.85rem;font-weight:600}@media (width<=880px){.nav,.login{display:none}}@media (width<=420px){.top-actions .btn{display:none}}.hero{background:linear-gradient(180deg, var(--ice-bg) 0%, #fff 100%);padding:72px 0 80px}.hero-in{grid-template-columns:1.1fr .9fr;align-items:center;gap:48px;display:grid}.hero .actions{flex-wrap:wrap;gap:12px;margin:28px 0;display:flex}.ticks{color:var(--muted);margin:0;padding:0;list-style:none}.ticks li{margin:6px 0;padding-left:28px;position:relative}.ticks li:before{content:"";border:3px solid var(--ice);border-radius:50%;width:14px;height:14px;position:absolute;top:.45em;left:0}@media (width<=880px){.hero-in{grid-template-columns:1fr}}.mock{border:1px solid var(--line);background:#fff;border-radius:20px;padding:20px;box-shadow:0 20px 50px #0c2d481f}.mock-row{border-bottom:1px solid var(--line);justify-content:space-between;align-items:center;padding:12px 4px;font-size:.95rem;display:flex}.mock-row:last-of-type{border-bottom:0}.mock-row small{color:var(--muted);font-size:.8rem;display:block}.temp{color:var(--navy);font-variant-numeric:tabular-nums;font-size:1.25rem;font-weight:700}.pill{color:#166534;background:#dcfce7;border-radius:99px;margin-left:10px;padding:3px 10px;font-size:.75rem;font-weight:600}.pill.warn{color:var(--danger);background:#fee2e2}.alert-bubble{background:var(--navy);color:#fff;border-radius:14px;margin-top:14px;padding:12px 14px;font-size:.9rem}.alert-bubble b{color:var(--ice-light)}.grid{grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:20px;margin-top:36px;display:grid}.card{border:1px solid var(--line);border-radius:var(--radius);background:#fff;padding:24px}.section.alt .card{border-color:#0000}.card p{color:var(--muted);margin:0}.num{background:var(--glacier);color:#fff;border-radius:50%;justify-content:center;align-items:center;width:34px;height:34px;margin-bottom:12px;font-weight:700;display:inline-flex}.icon{border:4px solid var(--ice);border-radius:50%;width:34px;height:34px;margin-bottom:14px}.chips{flex-wrap:wrap;justify-content:center;gap:10px;margin-top:24px;padding:0;list-style:none;display:flex}.chips li{border:1px solid var(--line);color:var(--navy);background:#fff;border-radius:99px;padding:8px 16px}.band{background:var(--glacier);color:#e0f2fe;border-radius:20px;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:32px;padding:40px;display:flex}.band h2{color:#fff}.band p{max-width:620px;margin:0}.band .btn{color:var(--glacier);background:#fff}.band .btn:hover{background:var(--ice-bg)}.faq{max-width:760px;margin:32px auto 0}.faq details{border-bottom:1px solid var(--line);padding:16px 0}.faq summary{cursor:pointer;color:var(--navy);font-weight:600}.faq details p{color:var(--muted);margin:10px 0 0}.form{border:1px solid var(--line);background:#fff;border-radius:20px;grid-template-columns:1fr 1fr;gap:16px;max-width:720px;margin:32px auto 0;padding:32px;display:grid}.form .full{grid-column:1/-1}.form label{color:var(--navy);gap:6px;font-size:.9rem;font-weight:600;display:grid}.form input,.form select,.form textarea{font:inherit;color:var(--text);background:#fff;border:1px solid #cbd5e1;border-radius:10px;padding:11px 12px;font-weight:400}.form input:focus,.form select:focus,.form textarea:focus{outline:2px solid var(--ice);border-color:var(--ice)}.form .hp{width:1px;height:1px;position:absolute;left:-10000px;overflow:hidden}.form .consent{color:var(--muted);margin:0;font-size:.85rem}.form .error{color:var(--danger);background:#fef2f2;border-radius:10px;margin:0;padding:12px 14px}.form .error[hidden]{display:none}@media (width<=640px){.form{grid-template-columns:1fr;padding:22px}}.direct{text-align:center;color:var(--muted);margin-top:20px}.prose{max-width:760px;margin:0 auto;padding:64px 20px 80px}.prose h1{font-size:clamp(1.8rem,4vw,2.6rem)}.prose h2{margin-top:2em;font-size:1.3rem}.prose p,.prose li{color:#334155}.draft{color:#713f12;background:#fef9c3;border-radius:10px;padding:12px 14px;font-size:.9rem}.foot{background:var(--navy);color:#cbd5e1;margin-top:0;padding:48px 0 24px}.foot-in{flex-wrap:wrap;justify-content:space-between;gap:32px;display:flex}.foot img{width:auto;height:28px;margin-bottom:10px}.foot p{max-width:360px;font-size:.9rem}.foot nav{flex-wrap:wrap;align-items:flex-start;gap:20px;display:flex}.foot a{color:#e2e8f0;font-size:.9rem;text-decoration:none}.foot a:hover{color:#fff}.copy{color:#94a3b8;margin-top:28px;font-size:.8rem}